I'm completely independent, and currently own Lageta, Varcheg, Sibir and Varnovapol. Nathanos is governing Lageta, with Studgian companions governing the other settlements.
Loyalty is fine, I've JUST taken Varnovapol and was making 4k a day just before taking over the settlement. I still have 900(ish) days left to create a Kingdom for the main quest - should I wait it out and try to fully upgrade all my settlements before forming a Kingdom (and trying to take over more as they rebel) just go for it now? I've created a "before Kingdom" save just in case it all goes wrong!
Loyalty is fine, I've JUST taken Varnovapol and was making 4k a day just before taking over the settlement. I still have 900(ish) days left to create a Kingdom for the main quest - should I wait it out and try to fully upgrade all my settlements before forming a Kingdom (and trying to take over more as they rebel) just go for it now? I've created a "before Kingdom" save just in case it all goes wrong!