I have to agree.
It's odd that our 25 year old little brother has god stats compared to us when we start the tutorial. I mean, what was he doing while we were going through our backstory? He has the combat capability of Conan the Barbarian and the mercantile skills of a Venetian Merchant Prince! Just across the board it's glaring that even the lowliest npc lords will dwarf your personal stats by comparison. Doesn't make them any better than you, even in single combat you can beat them.
I suppose if our children inherit our dominant skills (or even better, the skills of our spouse) then it makes sense to ensure that our ability to gain high stats is a gradual thing.