Actually, I'm having a worse camp issue. I get so far into the game (10 days or so) and all of a sudden when I try to camp for the night "Wait here" it builds me a refuge (even if I cant afford it - it just subtracts whatever I have left). From there on out if I try to sleep anywhere "wait here" in a town, refuge, monastery etc. it wakes me up every hour or so. I have to spend a fortune to get decent night sleep. If I try to camp elsewhere it builds me another refuge, takes all my money and makes my last refuge disappear. Since not getting any rest at night lowers morale drastically this bug makes the game unplayable if it were the only one, but there are many more.
To make matters worse I can't hire a boat anymore to travel from one town to the other. Once I get the camp glitch I get another glitch that causes transport ships to leave with my money but without me and my troops. So the glitches start compounding.
As for the hotfix, it only introduced the "ferry glitch" mentioned elsewhere - you get a horse instead of a ferry to ride across the waters. I still get the same CTD every 30 minutes or so when entering or exiting a town that I had before the hotfix. Essentially the hotfix did not fix anything for me - the game remains unplayable.
Although I love Brytenwalda and love the historicity of VC there are just too many game breaking bugs. My computer loads Skyrim in 2 seconds or less, can handle all the top video settings with over a hundred mods running scripts and once without a v-sync tear or a stutter. It's not my hardware getting overloaded - its VC's terrible programming that's the problem here.