I had the same problem. First time i got freeze in character creation menu, after played 1h i got next freeze. And now i get freeze whatever i do (enter the battle, enter the tavern. etc).
Its just game freeze. I cant do anything. Thats not fps drop or shut down game. Just game stop working showing the same screen (music still working).
But im using GeForce Now to playing M&B2:Bannerlord.