http://gyazo.com/31ba65a16547f9daed54f0ecfea6e82f
This is the new face of warfare, instead of a 1:6 Cavalry to infantry ratio on most wars where the cavalry can screen the infantrys advance, it's now 1:20. Cavalry is only ever used now as a means to quick transportation across the map and for robbing, in wars you would see most of the people on foot, knowing that spending 27,000 for a War Horse would be money down the drain as it would be taken down by no more then probably 3 Crossbow shots / a pike. This is even worse for the Lancer class which a few (including me) prefer to the old Man at Arms class.
You've re-created WWI, for cavalry.