Your workaround should work for all players but it cannot be considered as an acceptable solution. Multiplayer modules should work without additional manipulations. It isn't normal that the game crashes. It's very easy to reproduce this bug and it affects a lot of people. Players report this problem regularly but I cannot get any response from TaleWorlds. They don't answer to emails, Captain Lust doesn't answer to private messages, the bug tracker doesn't work for a long time, nobody's going to read this thread. It's a shame that such a serious bug isn't fixed for such a long time. It shouldn't be hard to do it but it seems like TaleWorlds just don't care about it.