Just to add my 5 cents, I have had other xbox players msg me about this feature, it's definitely affecting players enjoyment of the game.
Some players chose to start with a 50 year char, and then after 16hrs of gameplay to realise their character will now die of cancer without having a family. OFC they can bypass this by having a family but new console players don't necessarily understand that because they are thinking the PC "death" toggle is available on console as well.