I had issues with Dying Light 2 and V-Rising crashes and returned to Bannerlord to encounter lot mentioned errors - every 5-30 minutes.
At this point I have checked drivers again, reinstalled Microsoft Visual C++ and tried to remove all software that may introduce overlay.
In the end decided to blame hardware despite no issues in many other games (GG Strive / WoT / Hearthstone / etc.).
GPU showed temps within specs (but still quite high) and Zotac Auto OC stress test failed - took way longer than should and when I checked it was unresponsive.
Manually changing GPU Fan curve solved the problem - new target for 100% fan is 70 C and crashes stopped.
I am blaming one of the GPU components overheating and not beeing monitored properly.
It is getting hotter and hotter outside so more PPL may encounter this issue.
No idea if this is The Solution but maybe it will help somebody too.
