You're basically hitting the nail on the head here.
I am really looking forward to Kingdoms of Arda, The Old World, and all those other mods in the works.
But as much as I want to support them in these issues they're having... I just can't.
The fact is that Bannerlord IS NOT FINISHED YET.
All those great mods that exist for Warband? They were mods for a FINISHED GAME. A lot of people are claiming "Oh Taleworlds just released it under the early access label to veer off criticism and make excuses for a half-assed product, Warband was better". But I'm 90% convinced that people saying that are people who joined the fandom after Warband had already been out for a few years.
Because this is not the first time Taleworlds has released an unfinished mess of a game. The previous M&B games were also released in incomplete states, with "Early Access" sales being used to fund the rest of development. If you are so anti-early access, then not only was it a mistake to buy Bannerlord, it was a mistake TaleWorlds at all. You should've boycotted them and rendered them bankrupt before Bannerlord could even reach a concept stage.
But back to the main point... I have tried Bannerlord mods, but they almost always get rendered unusable due to updates. I can't in good conscience ask TaleWorlds to STOP updating (that would ACTUALLY make Bannerlord a half-assed cash grab rather than something Taleworlds wants to make into a good game), so I decided to just hold of on using mods until the early access phase is finished.
TaleWorlds needs to fix the problems that the game has, and they can't do that without breaking mods. That's how development works. The code gets changed and thus the structure the modders were working on gets broken.
Bear in mind, Bannerlord did not have official mod support at the start, and still doesn't have Steam Workshop. TaleWorlds stated that this was because they knew mods would have problems due to their continued development.
All these arguments on how difficult modding the game is are serving to do, in my eyes, is prove that TALEWORLDS WAS RIGHT. Modding an Early Access IS something that just can't reliably be done.
You're essentially asking TaleWorlds to abandon development of the game and hand everything over to you... but as far as I'm concerned, that would just retroactively prove the people who claimed Bannerlord was just a cash grab right.
So, as someone who bought Bannerlord for mods, who is looking forward to mods, who has zero doubt whatsoever that the game will get better when modders have free reign...
I'm against you all on this matter. Bannerlord needs to have it's vanilla problems fixed. TaleWorlds needs to solve THEIR problems before they can worry about YOUR problems.
