Now that would be great, I was playing the other day and my army got caught in enemy territory by a Lord with a huge army like 220 vs 57. I had to retreat and thanks to my low level and thus low ability scores I had to leave practically half of my dudes which of course meant most of my tier 3 veteran guys. As I flee back to our border several large bandit hordes of 30+ goons start harassing me. I paid most off leaving enough money to pay for my band of brothers but the bandits kept coming. Sometimes I'd fight but mostly I'd run. I was like super close to a city with an inn but I had ran out of money and was forced to fight a horde with over 50 guys vs me and about 10 peasants I managed to recruit. Suffice to say they died... brutally. To put the icing on the cake I had just recently purchased a full set of plate armor and a fancy saber and when I was released from bondage the bastard bandits stole my plate armor and the rest of my gold. That's a rage inducing situation right there that could have been prevented if we had a manual save feature, cause when I reloaded it first went back to a point where I was totally surrounded by band hordes and couldn't move so I had to repeat that scenario, then it went back to after they stole my $12000 plate armor that I grinded for. Had there been a manual save option I would have loaded to a point before I got caught looting the village by the king's army. So I agree with you about the save feature.
...also cheats would be nice.