GreenKnight
Recruit

Okay, this first one is pretty simple. Right now, if you try giving Marnid or Borcha a gift, and they can't pay for it, there are 2 options: "Let's think of something else." or "Just pay what you can." I propose the addition of a third option, "It's a gift." For one, this sort of helps create a feeling of camraderie. You value the character's place in the party, and are repaying him, or you're simply trying to help him be a better warrior. In either case, no payment should be necessary. Furthermore, it lets a hero build up his finances, so down the line, he might have the money to pay you for even better gear.
Second, what about an option to haggle? I just got another one of those caravan escort missions, escorting a caravan from Tulga to Revadin. But y'know, that's a dangerous area! I haven't had to fight any Khergits yet, but I had to fend off two large parties of Vaegir deserters back to back! I thought about requesting a pay raise depending on how many enemies you had to fight, but then I realized that no, you're being paid to do a job, mindful of the risks. But what about demanding a higher price for some of these missions? For instance...
"1,000 denars? This area is infested with enemies of all description! I won't do it for less than 2,000!"
"Sargoth is on the other side of Calradia! The demand on my time and safety deserves twice that pay!"
And so on...
Second, what about an option to haggle? I just got another one of those caravan escort missions, escorting a caravan from Tulga to Revadin. But y'know, that's a dangerous area! I haven't had to fight any Khergits yet, but I had to fend off two large parties of Vaegir deserters back to back! I thought about requesting a pay raise depending on how many enemies you had to fight, but then I realized that no, you're being paid to do a job, mindful of the risks. But what about demanding a higher price for some of these missions? For instance...
"1,000 denars? This area is infested with enemies of all description! I won't do it for less than 2,000!"
"Sargoth is on the other side of Calradia! The demand on my time and safety deserves twice that pay!"
And so on...