As this showcases, in bannerlord captains mode, cavalry has one of the lamest charges ever. Worse than the Chinese spinoffs such as tiger knight and blood of steel.
This is due to charges having no weight to them, with units getting stuck inside enemy units, despite the enemy being light weight peasants.
It doesn't matter if you are heavy knights or not, a bunch of archers in melee mode will delete your squad. So much so that everyone in captains mode just switches to their puny butter knives when cav charges their archers.
Due to how speed works, those peasants with short swords can 1-2 shot your heavy knights not only with arrows but also their butter knives as you charge past. In these clips I had anti arrow perks but still get 1-2 shot in the head/neck by archers (Which aimbot the head area anyways).
The fix is simple. Add back knockdown to charges, just like you had in the original captains mode trailers, reduce affect that arrows and butter knives have on hitting charging cav (Only spears/pikes should 1-2 shot charging knights).
Cavalry is in such a poor state noone bothers to bring spears when archer militia with butter knives can wipe out a whole cav unit solo.