You can get the loyalty bonus if you take a companion/spouse that has a different culture than you and assign them as governor of a town you own with their same culture.
I do the opposite, I make a Khuzait MC and look for a aesari Husbando, because they often have outrageous gear for you and the Nahasawi horse I feel is hard to get because reaching tourneys in desert is hard. I have to look for who has noble bow first though and sometime nobody in the desert who is single has one.
The guy a married in my game I started after the hot fix today had 2 Nahasawi, noble bow, 68 horse armor that I don't think I've seen in a shop ever, and a great kit of armor! 2 decorated sword too! And he's fertile! I guess in way by getting such a outrageous bride price I'm getting the benefit of his culture (money)!
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