Perks against missile damage taken and stacking them?

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I tried to test them but I have no real scientific results and today I can't even load the saves. ?

Have anyone knowledge of the Anti Missile Damage Perks and if they do in fact stack in some sort of way.

Bow - Skirmish Phase Master 175
You take 10% less damage from ranged attacks. in game text.
This perk correctly multiplies damage taken from ranged attacks by 0.9 (-10%). Source Bannerlordperks.

Crossbow - Counter Fire 175
When you have a Crossbow equipped, you take 10% less damage from Projectiles. in game text
This perk correctly multiplies incoming damage by 0.9 (-10%) while wielding a Crossbow
. Source Bannerlordperks.
equipped vs wielding? Who is correct here? Can I equip a Crossbow in slot 4 just for the mitigation of missile damage or do I need to wield it?

Throwing - Skirmisher 125
When you are holding a throwing weapon, you take 10% less damage from ranged attacks. in game text
This perk correctly multiplies incoming ranged damage by 0.9 (-10%) if the hero is holding a throwing weapon. Source Bannerlordperks

So as I understand it the Bow perk can stack with either Crossbow or Javelin perks and if the Crossbow text equip is correct then the Javelin can stack with Bow and Crossbow.
 
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