MrZlozt
Recruit
The moment I saw a perk "Everything has a price" I thought that it would be fun to "conquer" whole map without fighting. Well, it turned out that I can't make a faction without following main quest and also reaching 225 in trading was the opposite of fun, but I still did it. Perk is broken now - you can buy all fiefs from a lord for 1 denar and he can also give you a lot of money on top of it.
It was day 1278 when I finished trading without joining anyone the whole time. Map was split in half by Vlandia and Khuzait.
It took me around 90 days to find all lords that had fiefs and buy all their lands. Now I'm just a guy who owns all Calradia, not a faction =)
My fiefs can't even fit in my tooltip =) Also, I get 5 renown/day from my caravans thanks to another trading perk, that's how my clan is tier 5 with almost no fighting (killed looters from time to time if I saw a very large group of them).
And I'm gaining a lot of influence from my fiefs but can't spend it because I'm not a part of any faction.