Here is the background story I select:
A travelling merchant
A Shop Assistant
A Goods Peddler
Wanderlust
This is the skills you start with:
Ironflesh 2
Power Strike 2
Riding 3
Pathfinding 2
Inventory Management 3
Prisoner Management 1
Leadership 3
Trade 4
This is where I spent my Attributes:
3 Points into CHA
1 Point into INT
This is where I spent my Skills:
2 Points into Trade
1 Point into Riding
2 Points into Pathfinding
1 Point into Prisoner Management
3 Points into Looting
Max Polearms then spend other Proficiencies on skill of choice.
Use the "Assess the local prices" option and start trading. When you have enough money purchase a Heavy Charger and a Balanced Jousting Lance.
Start going after Ruthless Bandit parties and charge through them with the lance. You will start Making money hand over fist between loot, trading, and prisoners. You should still be trading as much as possible. Shop around in the small villages because you can often find some insanely cheap goods.
As you level pump CHA to 27 and max out Trading and Leadership. Bump Prisoner Management to 3 or 4, Increase Ironflesh (Powerstrike is optional since you are usually doing insane amounts of Couched and Charging damage). Path-finding can go up to 5.
Once CHA is maxxed start putting points into STR until you hit 20, then pump AGI a bit to allow for better Looting. Once all of the other Attributes are at an acceptable level for you start pumping INT for the double skill points.
I didn't take many companions at first, I picked up a few strong rescues, but I kept my party small. You should also be looking out for tournaments as much as possible. You can pick up a hero companion and start them on the medic path.
I'm at day 86 on this build with 200k denars, Lordly Plate armor (20 head, 70 body, and 40 legs or something equally rediculous) Some beefed out Knights helm with around 68 to head, Plate Leggings with 40 armor to leggings, an awesome Jeweled sword and a powerful Warhammer (For prisoner taking when a lance isn't feasible). I've got a solid party of heroes including Alyssa, Thorgrim, and the dude that was in Alyssa's company (Can't remember his name). I do quests in various towns and cities, but stay away from any quests that give me a negative against another faction. My relation with all factions is positive at this point, so I can basically travel wherever I please. I've turned down at least one offer of vassalage from each of the faction leaders.
I'm at the point now where I have a pretty strong core army - ~40 Ivory Guards, ~40 Ivory Archers, ~40 Rhodok Captains, 6 heroes (Cavalry), and 8 Lady Knights
I'm just waiting for an offer of vassalage from Vaegirs and I'll be good to go
