Knight at Arms
I am 33 myself and I am kind of in the same boat as @DanAngleland. Although I did have a blast in the first few weeks, I particularly enjoyed playing as a merchant which was unique and rewarding until some of the patches killed it (not really sure how that playstyle is faring in the current patch). To me combat in Bannerlord feels just too clunky when compared to Warband, and between the leveling system and the unsatisfactory gear upgrades the sense of progression just does not feel rewarding. I still hope that some of these issues will be fixed, time will tell I suppose.