Returning back to the discussion of finances, I continue to find it difficult very difficult to build any kind of a war chest. I own two cities with small garrisons and I am just constantly grinding to try to keep from going bankrupt. I'm wondering if part of the problem is how much loot has been nerfed. My clan is at level 4 and I feel like my gear is below what it would normally be by now. This is fine except that the nerf probably needed some offset in other incomes.
I am playing Valandian and I have probably around 30 knights. Maybe that is too much? I also took a different strategy and picked up more companions in order to be building replacements up in case of deaths. Maybe this cost is affecting finances more than expected as well.
I was always on the verge of going broke and could not afford to build up a strong garrison to fend off sieges. It was just way too tedious so I abandoned this playthrough. Hopefully more features and balancing to come.