I would call you foolish. If you have gotten 400 hours into the game, a game in early access I might add, then you should never have been given a refund. You have clearly gotten your moneys worth.
On that note, I wish there was a way for steam to somehow place a black mark on your record and track how many times you have pulled this particular stunt. I am betting this is not the first time.
Take your money and comments and go far far away. You are clearly a troll.
On a positive note, this game has progressed wonderfully, the devs clearly care about their product and the desires of the player base and I can only rave about how much I have enjoyed the game.
Summary: Troll begone, Bannerlord awesome and progressing at a good rate.
Olympeus will not be able to stay away from bannerlord anyway. If something drew your attention for some 400 hours, it can draw your attention again. This is what I am finding, as my WB time (native,mods, and dlc) is now approaching 1000 hours. Even after Bannerlord, WB is still captivating me for hours on end. I play test new BL versions for several days and then jump back over to WB. But I can't let BL go either. 500+ hours in BL and I still get sucked back into that one as well. I'll add this: Going from BL combat to WB combat - easy as pie. Coming back to BL combat from WB, that's an adjustment.
He will be back at some point, he would not bother posting if this was a clean breakup.