The armored horses desperately need a buff. Not only that, mounted armored knights need a buff.
They were on the top of the food chain in the middle ages for a reason.
I understand that armor on a horse needs to have an affect, but armored horses were never slow, that would defeat
the whole point of having a horse in the first place. They couldn't maneuver well, or stop once in a full charge, but
nothing other than a braced spear could stand in its way either.
It would be more fair if an armored horse took longer to get up to speed, vs a destier, but what the hell is the point of even calling it a charge if its too slow to couch a lance, that's freaking pathetic.
Also since every man, woman and child on the battlefield apparently has a spear in their inventory and spears do extra damage to horses, their health and armor should be buffed too. I know this sounds unfair, but this is mount and blade, not holy crap why is my 115k horse is so freaking useless and blade.