I agree with that, I just purchased a 95th Rifleman Officer dress suit with 40+ body armour. That's the equivalent of half-armour swordsmen in wfas. But I quite like the melee, unless you got a really good slash in, a sword wouldn't cut through a coat. Russian swords for example in the Crimean war were notoriously dull and often glanced off British greatcoats and vice versa. But I honestly wouldn't care if musket balls were given an insane amount of damage, even if you're shot in the arm that's enough to knock you senseless during a battle.