If they didn't get rid of buying your own equipment they wouldn't have to try to balance the classes for 3 very different modes as people would just buy depending on the mode, just like how it worked in warband. Why they got rid of that tried and tested overwealmingly popular on steam system is beyond me.
Whoever decided the nap wars system would work with native, time to own up to that mistake. Bannerlords dying, act fact.