Let's leave the "I'm a super-uber-chuck-norris-asskicker-warrior-and-you-sucks" stuff for a while and picture the folllowing not-so-rare situation:
I've just created a new game, spawned in vaegir lands, and there is a tournament going on in Curaw . I sell my gear to have money to bet on the arena, and the fighting begins. At each round I bet 100 denars, then 50, 25, 10, 1. All my money is in stake. All the times I got a bow either I was mounted or had buddies to backup me. Alright, now I'm in the last tier, me vs. Dranton(or Xerina, or Kradus, whatever). He gets a sword and a shield. I, the poor bastard, get a freakin' bow! So here we are: a champion, with full mail, shield, sword, helmet, and lightspeed walk. Me, a merchant, with a bow, 1 or 2 athlectics, a 100 pounds a useless stuff agaist his 10" diameter arms, in a smaller-than-I-wish arena. I have the chance to hit 3 or 4 arrows at him, some hits the shield, others his foot. Ok, he has 56 hitpoints, and I have 48. I now begin to run backwards while aiming at him, and "im lucky enough to him an arrow at him as he was preparing the attack. But as I get my 2nd arrow ready, his sword i arleady in my face. Another hit and, guess what, I'm down! I lost the tournament, the money, the equipament, and 20 minutes of my life. Now I'll have to create a new character.