One of the ooooooold timey veteran players here, since 2006. I check in on Bannerlord every six months or so, because I enjoyed the hell out of Warband MP. It's a crying shame that nothing's improved, and servers are just as crashy (if not more so) than launch.
The real tragedy is that there seems to be no trajectory of improvement. I could pipe-dream that they would revamp the entire multiplayer experience to make it much more like Warband, but if nothing's happened in 2 years, I don't think it will ever happen.
Which makes Bannerlord out to be a loss, but doesn't negate the decade of fun I had with Warband, which I'll always treasure.