I think the penalty for existing kids is way too harsh. Even having a third kid is extremely difficult. I don't know how people are getting 10 kids.
I think the decrease for age is reasonable but the existing kid penalty either needs to be made less severe or be configurable. Either by a sliding scale or low/normal/high, with the exiting number being the low.
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31 year old with 2 kids
13% - ((31-18) * .46) = 7.02
7.02 / (2+1)² = 0.78%
Less than 1% for just the third kid! So on average you would be spending 100+ days of waiting to get her pregnant. If the women in Calradia are so infertile how do they keep the villages full of conscripts for the constant wars. :p
Even a 20 year old with 2 kids isn't much better
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13% - ((20-18) * .46) = 12.08
12.08 / (2+1)² = 1.422%
I get they are trying to limit how many kids the player can have but this is too strict. A third kid is very hard and 4+ is near impossible. Did people with all these kids get them in old versions with better preg logic?