Correct, nice essay.
Basically all along you are focusing only the software side of spectrum. Additionally, no one even mentioned about their state of their OS and drivers, i.e. versions, antivirus programs, background services etc.
Secondly, don’t you aware that hardware also plays a part? You've totally missed out that crash can also caused by hardware side, i.e. memory condition, storage condition, CPU number of cores/threads.
If you find that it is all irrelevant, and you already know it all and given it all. Anyway, its your call.
EDIT:
Forgot to mention. With almost 200 hours of gameplay, almost 400 in-game days (this is my latest 5th re-runs), and with either mods or no mods. So far,
only 3 things had caused my game to crash:
- Running out of memory
- Returning certain delivery quest upon quest completion
- Running a test on certain custom map in custom battle