Yes, it's hard to get the cash at the start.
I would avoid the Saccar area, if possible, they are fast and mounted, pain in the where.
Only reliable trade that I can think of is the Silk trade in the Elintor area. Get a loan and start trading.
Probably best to first buy at the town (not sure but I think it raises the price if start buying at the village), usually the silks are cheap at Elsinore, Lille, Galwe and surrounding villages.
Villages around Lille sell the silk even though they are not tied to the town.
Anything else is really going to hurt, LOL.