Hey, nice thread! I will try to contribute.
Recently started the game with a khergit style character and managed to get a raiding pack of a 20 men, consisting of Khergits, Mercs and the scum of the land. Made a nice amount of denars by winning tournaments and selling captured bandits. The hunt for profits and honor drove us to the coast, where sea raiders were feared by commoners and soldiers alike. A small group hailed near Wercheg: "I will drink from your skull" And we answered: "Come get some." They stood no chance. The survivors were enslaved, their equipment sold in Wercheg. While drinking ale and wine all night long, we thought that this could become our favorite hunting ground for ages to come.
The next morning came and we went on patrol as usual. It was a quiet and sunny day without any fights... My men began to joke around, threw food at each other and shot bunnies and birds for fun. Suddenly something happend that we never saw before... Fog came up so thick we could hardly see each other. We decided to call it a day and return to wercheg for some R&R when were ambushed by 2 groups of about 20 sea raiders. The following battle was a desaster. My cavalry got slaughtered in no time and in the end it was only me, 10 sea raiders and the fog. Killed 5 of them before I got dehorsed. The scenery was like "Return Of the living dead". Throwing axes flew at me out of nowhere, followed by fierce warcries. The remaining sea raiders stepped out of the fog like ghosts and ganged up on me. I managed to kill them all in a desperate fight, badly wounded and near death. When the battle was finally over, I sighed as the fog slowly ate the corpses of my once proud gang. I was alone.
Morale of the story: Fog, pride and sea raiders are a deadly combination.