1. Getting a lance in tournaments, or worse all your team members having them when the other side is all two handed swords.
On tournaments it is not winning or losing, it is is it any fun. Hey, I play to have fun. Trying to take out the horse of some NPC with 'baby' pokes from your lance and then running him/her down once you do is no fun. Same with beating people with javelins in melee mode (well in a weird way it is fun), or using bows when you have not put skills there. And, one thing about lances, even with experience and skill they are no fun in tournaments, at least with the bow if you have PD and points in it you can score with a bow - I HATE LANCES IN TOURNAMENTS!
Oh, and I finally got the Masterwork Warbow - it is killer, literally took out 4 mamlukes in my first battle with it. And, one of my Slaver Cheifs by accident, oops.
So, my #3 is now why I can swing my long axe into my troops and all it gets is blocked, while missile weapons can create friendly fire. Yes, there is discrimination against 'tossers and shooters.'